Your law firm. Your deal. Your legal counsel.
Expert counsel, minus the partner rates. Forget rigid £500+ hourly fees. Forget impersonal & unverified AI bots. Your entire matter lifecycle and beyond. From scoping and drafting, to negotiation and post-completion. Faster. Smarter. Cheaper.
- AI does the routine work.
- A solicitor checks every piece.
- SRA-regulated oversight.
We reply within one hour.
How it works.
From your first message to the last task after completion.
Tell us your query, goals, and the limits.
Your playbook, your precedents, who approves, when we stop and ask, and the form you want it back in.
Clear legal options. Controlled risks. Your choice.
We analyse your legal challenge, present distinct strategies with clear pros and cons, and help you select the exact route that fits your priorities. Free and instant from our AI, a solicitor one press away.
Agree the scope. We commence the matter.
One scope and one fixed price, both agreed before any work starts. We agree the limits with you: playbook, precedents, approval rules, escalation points, output format. Then your matter begins, on a timetable you can follow.
We draft and progress the agreed scope.
Drafts built from your precedents, the other side’s comments worked through, every change tracked. Every agreed work scope is progressed and reviewed by top City lawyers.
Approve and complete.
Get finished work back. The final documents signed, every condition satisfied, and the deal closed on your target date. Nothing completes until you approve it.
Matter post-completion
Filings are completed, the signed documents delivered as one indexed set, and your deadline diary kept. Togato’s solicitors keep watch and step in if anything is queried.
New matter
Your query
Existing facility agreement.pdf
Your guardrails
- Your playbook
- Your 2024 facility as the precedent
- You approve every draft
- Ask me before any commercial changes
Working on your matter
- Identity and conflict checks
- Engagement terms agreed
- Reading your facility agreement
- Checking Companies House
- Checked against our lawyers’ playbooks
Built and quality assured by our lawyers. A solicitor is one press away.
Matter overview
FreeTarget 31 OctoberAI overview Solicitor reviewing
Routes3
| Route | By 31 Oct | Time | Cost | Risk | Complexity |
|---|---|---|---|---|---|
| AAmend this facility | Yes | ||||
| BNew facility, same lender | Tight | ||||
| CA new lender | No |
RecommendedRoute A: on time, and the least time, cost and risk.
| AAmend | BNew facility | CNew lender | |
|---|---|---|---|
| By 31 Oct | Yes | Tight | No |
| Time | Short | Medium | Long |
| Cost | Low | Medium | High |
| Risk | Low | Low | High |
| Complexity | Low | Medium | High |
- A
Amend this facilityOn time for 31 October. The least time, cost and risk.
Recommended - B
New facility, same lenderTight for 31 October. More time and cost; risk stays low.
- C
A new lenderMisses 31 October. The most time, cost and risk.
Questions for you5
- Has your lender been asked about amending the facility?
- Which lenders are you considering?
- Is there hedging on the existing loan that would need closing out?
- Who signs for each company, and are they free before 31 October?
- Will the group’s ownership or structure change before completion?
- See 3 more
What your facility agreement says3
What we need from you4
Want a solicitor to check this?Sent to a solicitor. We reply within one hour.
Ask a solicitorRequestedMatter scopeRoute A
The work
- Amendment and restatement agreement
- Supplemental debenture
- Corporate approvals
- Conditions precedent checklist
- Companies House filings
Fixed priceAgreed before we start
Matter commenced14 October, 09:12
Agree scopeScope agreedDrafting and negotiatingDraft 2
Amendment and restatement agreementTracked
4.2 The Margin is 3.25 2.95 per cent per annum.
Commercial change escalated to you. Approved.
Timetable
- Lender’s comments inNextDone
- Draft 2, checked by a solicitorNextDone
- Agreed formDueDone
Points to agree543210 outstanding
- Margin
- Fees
- Prepayment
- Guarantees
- Financial covenants
CompletionTarget 31 October
Conditions precedent satisfied6789 of 9
Signatures
- Signed by the borrower
- Signed by the lender
- Signed by the guarantors
Completed30 October, 16:40
Approve completionApprovedPost-completionWhile you instruct us
- Charge filed at Companies HouseNextDay 6 of 21
- Land Registry applicationNextLodged
- Closing bible to youNextDone
Your deadline diary
- Compliance certificate31 January
- Annual accounts to the lender30 June
What Togato does.
Live timetable
Watch every step of your deal as it is done, each with its delivery time.
Lower & fixed price
Agreed before the work starts, and never more than quoted. We pass on the savings AI makes to your business.
AI enhanced. Lawyer produced.
AI drafts every document. A solicitor checks each one before anything is signed, filed or sent.
Fixed quote within one hour
Tell us the job and you have a price, in writing, within the hour.
Your own forms
We work to your requirements. Custom drafting, LMA or your in-house forms: you choose.
Secure documents
Kept confidential under our agreed terms, by a firm the SRA regulates.
Our guarantees.
- SRA authorised.
- Insured.
- Solicitor checked.
- Hours, not days.We start as soon as you confirm your instructions. Your first draft arrives within a few hours.
- Right, or your money back.If the work is not right, tell us. You get the fee for that job back.
- The best price, or we beat it.Show us a written quote from another firm for the same job. We will beat it.
Pick the work you need.
Stage 1 of 12
You tell us the deal. Togato lists what it needs, free.
Stage 2 of 12
You agree the terms. Togato puts them on paper.
Stage 3 of 12
Togato runs the searches and flags the risks.
Stage 4 of 12
Stage 5 of 12
Stage 6 of 12
Togato drafts the approvals each company needs to sign.
Stage 7 of 12
Togato collects and checks each condition before the money moves.
Stage 8 of 12
Togato runs the signing and the money steps.
Stage 9 of 12
Togato makes the filings and sets the dates.
Stage 10 of 12
Togato papers each change during the life of the loan.
Stage 11 of 12
Togato keeps the companies and the registers in order.
Stage 12 of 12
Togato drafts the release and makes the filings.
No job by that name. Type a few words in the box above, and it is quoted within one hour.
Pricing.
Unlock lower rates when you bundle two or more jobs.
Start free. Everything else is priced for your matter, on request.
A set number of jobs a month, every month, at the lowest price per job.
* A proposal. Your price to confirm.
Start
A lender with a few deals a quarter.
£750 a month *
6 jobs a month. £125 a job.
- Any job from your roadmap
- Solicitor checked, with a live timetable
- Annual plan, billed monthly
Grow
A desk with deals every week.
£1,750 a month *
18 jobs a month. About £97 a job.
- Everything in Start
- A named solicitor who knows your forms
- Unused jobs carry over a month
Scale
A team running several deals at once.
£3,250 a month *
40 jobs a month. About £81 a job.
- Everything in Grow
- Same day on standard jobs
- A priority lane on closing days
Every job on one deal, start to exit, for one price agreed before work starts.
* A proposal. Your price to confirm.
Simple deal
One borrower. Up to two security documents.
£1,500 *
The security package alone is £4,000 to £7,700 at a traditional firm.
- Snapshot, corporate approvals, conditions list
- Signing, filings and the deadline diary
- Any extra job at a fifth off
Standard deal
Up to four companies, six security documents and three registrations.
£2,500 *
Quoted per deal elsewhere.
- Everything in Simple deal
- Group structure chart and director conflicts
- Land Registry applications tracked
Larger deal
More companies, land or overseas security.
A fixed quote within one hour
Quoted per deal elsewhere.
- Everything in Standard deal
- Overseas counsel found and briefed
- A solicitor on the closing call
Togato as your in-house desk: unlimited standard jobs for one monthly fee.
* A proposal. Your price to confirm.
Desk
One lending team.
£6,000 a month *
Unlimited standard jobs.
- Every job on your roadmap, as many as you need
- A named solicitor who knows your forms
- 24 hour turnaround
Group desk
Several teams or offices.
£12,000 a month *
Unlimited standard jobs, every team.
- Everything in Desk, for every team
- Same day on standard jobs
- A quarterly review of your forms and registers
Enterprise
A bank or fund with its own panel.
Quoted
Your own terms.
- Everything in Group desk
- Your own service levels and reporting
- Your own counsel panel briefed by Togato
One job at a time, at a fixed price, quoted before work starts.
Pick jobs on your roadmap
Every job, stage by stage, each at a fixed price.
Compare prices with a law firm
Five common jobs, side by side.
Tell us what you need and we build a plan around it.
Free
Before you spend anything.
- A matter overview from our AI: your options, with their pros and cons, as soon as you send your query.
- The deal summary: a plain list of what your deal needs.
- Due diligence on every company in the group: officers, owners, charges, filings and insolvency notices, anything unusual flagged.
- A first read of your existing facility: restrictions, consents and the cost of leaving it, flagged.
Pay as you go
One job, or one matter start to finish.
Monthly
A set number of jobs, every month.
Retainer
Togato as your in-house desk.
Custom
A plan built around your needs.
We reply with prices within one hour.
Three ways your work gets done.
| Question | Traditional law firm | AI tools | Togato |
|---|---|---|---|
| Follow and move your deal yourself | Traditional law firmThrough your lawyer. | AI toolsYes. | TogatoYes. Live on your screen. |
| Drafts and registers the security | Traditional law firmYes. | AI toolsNo. | TogatoYes. |
| Regulated and insured | Traditional law firmYes. | AI toolsNo. | TogatoYes. |
| Negotiation | Traditional law firmYes. | AI toolsNo. | TogatoYes. |
| Drafts on your own forms | Traditional law firmYes. | AI toolsTheir templates. | TogatoYes. |
| Price | Traditional law firmQuoted or hourly. | AI toolsA subscription. Your team does the legal work. | TogatoFixed. Never more than quoted. |
| First draft back | Traditional law firmUsually days. | AI toolsYour team writes it. | TogatoWithin a few hours. |
| Deadlines watched for you | Traditional law firmVaries by firm. | AI toolsNo. | TogatoYes. The diary reminds you. |
| Job | Traditional law firm | AI tools | Togato |
|---|---|---|---|
| Group DD | Traditional law firmBilled by the hour. | AI toolsA licence, plus your own time. | TogatoFree |
| Matter overview | Traditional law firmBilled by the hour. | AI toolsA licence, plus your own time. | TogatoFree |
| Facility review | Traditional law firmBilled by the hour. | AI toolsA licence, plus your own time. | TogatoFree |
| Deal summary | Traditional law firmBilled by the hour. | AI toolsA licence, plus your own time. | TogatoFree |
Any other job on your roadmap is quoted within one hour.
FAQs.
No question matches. Ask us in the box above.
Yes. Togato is authorised and regulated by the Solicitors Regulation Authority. AI does the routine work. Solicitors check it. The firm answers for it.
The firm does. It carries professional indemnity insurance, as the Solicitors Regulation Authority requires. You get the cover details before you instruct.
The AI gathers the register data, reads the documents, drafts from agreed forms and keeps the diary. A solicitor checks every piece against its source before anything is signed, filed or sent.
Everything you send is kept confidential under our agreed terms, signed before any file is seen. Before you send anything you are told which tools are used.
Fixed, and agreed before work starts. It never goes over the quote. There are no hourly rates.
Four things. A matter overview from our AI: your options, with their pros and cons, as soon as you send your query. The deal summary: a plain list of what your deal needs. Due diligence on every company in the group: officers, owners, charges, filings and insolvency notices, anything unusual flagged. A first read of your existing facility: restrictions, consents and the cost of leaving it, flagged. All before you spend anything.
Your first draft arrives within a few hours of your confirmed instructions. You watch the timetable move as each step is done.
Tell us. You get the fee for that job back.
No. Pick the parts you need and leave the rest. You pay only for what you pick.
Legal opinions, solicitor's undertakings, advice to guarantors and disputes. Togato can find suitable counsel for those.
You get a separate quote before any work starts, or a plain no and help finding the right lawyer.
Yes. We work on your forms wherever they suit the deal.
Keep them if you like. Togato can run the whole deal, negotiation included, or only the work around it: the searches, the standard documents, the filings and the dates.
Yes, as an extra pair of hands on the process work.
Type a few words about what you need, then press Submit. We reply within one hour.
Tell us the deal.
A few words are enough. Or pick your jobs on your roadmap.
We reply within one hour.
Or write to info@togato.co.uk.
Togato is authorised and regulated by the Solicitors Regulation Authority.